Life Insurance (sometimes known as Life Assurance) helps provide financial security for people who depend on you, should you die.

This type of cover can pay out a (tax-free) lump sum on the diagnosis of certain life-threatening or debilitating illnesses, or if you have to undergo certain types of surgery.

Income Protection Insurance is designed to pay you a regular tax-free monthly income if you become unable to work due to illness or injury.

Far from being a luxury, Protection Insurance should be considered essential, especially if you have a family or people that rely on your income.

Payment Protection Insurance and Short Term Income Protection Insurance can provide a monthly income to help cover your regular outgoings if you can’t work due to an accident, illness or injury.